Travel insurance in Covid Times

Travelling in times of Covid comes with uncertainties. What if I cant travel? What will I get back? We use Ooja as our preferred travel insurance company. This is an idea of what they offer. Speak to us about arranging travelinsurance foryou so that you havepeace of mind when you book a trip.

COVID19
Maximum Age 70 years
Policy Premium ZAR 840.00

Summary of Benefits
1 Overseas Medical Refer below
1.1 Illness / injury excluding pre-existing, sport or infectious disease R100,000,000
1.2 An infectious disease: in hospital expenses R50,000,000
1.3 Additional accommodation whilst quarantined booked by us R15,000
1.4 Cost of test for infectious disease when positive R2,000
1.5 Pre-existing condition declared to us: in hospital expenses R5,000,000
1.6 Amateur sport/winter sport R50,000,000
1.7 Dental or Optical: Illness R2,000
1.8 Covered illness / injury whilst in hospital or outpatient not authorised by us R10,000
1.9 Medical Evacuation / Repatriation / Return of mortal remains booked by us Included in Section 1

2 Cancellation & Curtailment Refer below
2.1 Additional Cancellation & Curtailment Not selected
2.2 Illness/injury or death (not pre-existing) R60,000
2.3 Damage or Burglary affecting your home exceeding R10,000 R60,000
2.4 Being retrenched by your employer R60,000
2.5 Terrorist incident 14 days before trip R60,000
2.6 Supplier financial default Nil
2.7 Pre-existing medical conditions (purchase policy within 24 hours-trip deposit) 50% of loss up to R25,000
2.8 Complications in pregnancy (purchase policy within 24 hours-trip deposit) 50% of loss up to R25,000
2.9 Cancellation - Any Reason not listed (purchase policy within 24 hours-trip deposit) 50% of loss up to R25,000
2.10 City isolated due to outbreak of virus (purchase policy within 24 hours-trip deposit) 75% of loss up to R10,000
2.11 Sporting event or conference cancelled (purchase policy within 24 hours-trip deposit) 75% of loss up to R10,000
2.12 Flight or cruise cancelled by the carrier Nil
2.13 Your compulsory quarantine when you test positive R60,000

3 Travel Delay Refer below
3.1 Flight/cruise departed 6 hours or more later than scheduled R5,000
3.2 Missed connection: flight or cruise arrive more than 1 hour later than scheduled R20,000

4 Personal Baggage Refer below
4.1 Baggage, clothing, toiletries R35,000
4.2 Any one article/pair/set of articles R3,500
4.3 Sunglasses/Prescription glasses/cell phones/ipad/ipod R1,000
4.4 Loss, damage or theft from beach/pool-side R1,000
4.5 Laptop, palmtop or computer R3,500
4.6 Cash and/or Passport on your person/in safe R2,000
4.7 Baggage delay outside home country (6hrs+) R3,500

5 Legal Refer below
5.1 Personal Liability - excess R1000 R5,000,000
5.2 Bail Bond R5,000

6 Personal Accident Refer below
6.1 Death/Permanent Disablement R150,000

7 Carrier Accumulation Limit R50,000,000
8 Excess per person, per benefit per claim R500